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Vic Hatami Insurance Agency...life insurance, homeowners insurance, renters insurance, auto insurance and more in Toms River

Welcome to The Hatami Insurance Agency

Homeowners Insurance
Water, Water Everywhere
 

Each year, water-related damages cost property owners and renters billions of dollars. Follow these tips to help save your home from permanent water damage.

  • When on vacation, shut off your water to reduce the chance of flooding from a washing machine hose or frozen pipe break.
  • Let faucets continuously drip during extremely cold weather to prevent pipes from bursting.
  • Clean downspouts and gutters regularly to prevent roof damage from overflowing water.
  • At least once a year, inspect and replace worn fittings or loose hose connections on household appliances that use water.
 

No Place Like Home
Whether you're a first-time homebuyer or designing your dream home, buying a house is one of the most important decisions you'll ever make. Once you sign the papers and move in, you may be settling down, but your insurance needs are always in transit.

Protection That Keeps Pace with You
From day one, you'll tailor your Allstate policy to help protect your house and the personal items in your home. You'll need the basic coverages that prepare you for an unexpected loss or damage, as well as the coverages that give you a valuable safety net for your investment.

As the years go by, you'll continue to invest in your home. You may hire a contractor for a major renovation, or you may push up your sleeves for a weekend home improvement project. These enhancements may warrant a review of your earlier coverage selections. And many homeowners continue to acquire new valuables like jewelry and antiques that require added protection.

A Helping Hand
That's what I'm here for: to routinely help you update your insurance policy to reflect your changing needs. Not only can I help you understand which coverages work for you, but I also understand the things that matter most to homeowners in our area. We can work together to help make sure you and your home are protected in case bad things happen.

Coverage Options
Learn the basics of which coverage options protect you and your home, and find out how to enhance your level of protection with Allstate Optional Coverages and Scheduled Personal Property.

get a free auto insurance quote now!Discounts and Savings
Lower the bottom line of your insurance premium with valuable discounts and savings, or contact me to see what discounts you could qualify for.

Renters and Condo Insurance
A home can take all shapes and sizes.  Learn about Allstate renters insurance and condo insurance.

get a homeowners insurance quote right now!
learn more about multi-policy discounts
24 hour toll-free roadside assistance is just a phonce call away
learn more about life insurance products

Content below is
not associated
with the Allstate
Insurance Company

learn why shopping for your own title insurance makes sense

Monique LaValette has the latest mortgage news

5 tip3 that prepare you to sell

thinking about painting a wood floor?

top three ways to improve your home's resale value

 

Vic Hatami is licensed to sell Allstate insurance products only in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey or you're not insuring property located in the state(s) of New Jersey, please go to the Find an Agent section on allstate.com to search for another agent.

The material contained in this Web site is applicable only in the state of New Jersey. This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers property and casualty insurance, life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, and mutual funds are available only through securities licensed representatives and sales material must be accompanied by a prospectus. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate New Jersey Insurance Company or Allstate New Jersey Property & Casualty Insurance Company: Home Office, Bridgewater, NJ. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL. Securities products, including variable annuities, variable life insurance, mutual funds and 529 plans, are offered by Allstate Personal Financial Representatives at FINRA registered branch offices of Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
 
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